Welcome to the 2009-2010 SMHS Savings Challenge

In the SMHS Savings Challenge, students compete to achieve their savings goals over the course of the school year. A+ financial coaches guide these students and help them learn life-long money management skills. This blog will feature posts by past and present contestants, A+ coaches, and others.

Finances are Hard

Monday, February 8, 2010


The time looking for a school or financial aid is difficult. So is budgeting the money for school, including grants, loans, or scholarships.

Finances are hard to deal with when you barely know what you're doing. It takes time to deal with the management of money matters. With my finances, I would love to get a car first, go to college, get an apartment, and with whatever is left, help people.

There are a lot of things that have to do with finances or budgeting. Bills such as a car, house, cell phone, house phone, and more, need to be paid. If you have kids like me, they will need things that are very expensive.

You could give yourself a budget when you go shopping for groceries, clothes, shoes, hygiene stuff, and more. For example, you say you only want to spend $50 on this or that. That's to help you save money and stop from spending money you think you have, but don't.

- Katherine

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