Welcome to the 2009-2010 SMHS Savings Challenge

In the SMHS Savings Challenge, students compete to achieve their savings goals over the course of the school year. A+ financial coaches guide these students and help them learn life-long money management skills. This blog will feature posts by past and present contestants, A+ coaches, and others.

Getting Ready for the Holidays- Lynda

Monday, November 23, 2009


Hi, it’s Lynda. Just thought I would blog real quick about my meeting I had with Nikki. We met this Friday November 20th and we talked about what we are going to do this year in the challenge. We discussed how to save money and from my track record I am doing a very good job of that. I only spend on things that I need, not want and so far that has been six dollars on Christmas cards for the soldiers in Afghanistan.



I have also thought about ways for my money to go further this holiday season. For Christmas gifts I plan on spending a maximum of twenty dollars for four gifts for my mom, dad, grandma, and brother. You might wonder how this is possible, but I have my ways.



First I found the movie Push for ten dollars for my brother, and for my dad I am making him a CD with all my favorite songs, and finally for my mom and grandma I am making a bracelet since I love making jewelry.



We also talked about when we would be able to meet with each other which would be more than once a month. Nikki mentioned what we are going to be doing next in the workshop which will be setting and achieving goals. I am really looking forward to this workshop.



Nikki and I also discussed the presentation I have to prepare for, and gave me a copy of the criteria from last year. With a lot of great topics to choose from it is going to be very hard to decide on the top two topics to do research on. We also have to decide what venue to present our topic, whether it’s in class, club, SMHS branch, or another place.



Nikki is very cool and is nice to talk to. With my coach, I am going to learn a lot this year about credit cards, car loans, investing, and building my credit. Nikki says I am already on my way with saving for college. I am so excited and grateful to have been chosen for this challenge.





- Lynda

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